Money Matters for Retired

After retirement it is important to monitor investments, talk to your family about finances, and stay actively involved in your community. Retirees often live on a combination of savings, pensions and investments, if any. Retirees face several financial challenges during their retirement years. These may include budgeting, inflation and healthcare costs as well as the desire to provide for grandchildren, help fund charities and travel to tourist places. All of these needs can be met with a careful planning.

Studies show that typically, two-third of the last salary drawn is required for maintaining the same standard of living after retirement. This is because daily commuting expenses from residence to office and associated expenses get reduced while other expenses remain at the same level.

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